Effective Date: May 5, 2013
advancefactor.com has a serious commitment to safeguarding your privacy online. Please take a moment to read the following policy in order to understand how your personal information will be handled as you take advantage of our ccreedit, financial, and other various offerings. This Privacy Statement refers exclusively to advancefactor.com. If at any point in time any changes were to be made to this policy, those changes will immediately be added to this privacy statement and other places we deem appropriate so that you can be aware of the information that is collected and how we will use it.
This policy will cover the issues which are of great importance to you, the customer, and which are of usual concern such as:
•What personally identifiable information of yours is collected through the web site
• The organization collecting the information
• How the information is used
• With whom the information will be shared
• What choices are available to you regarding collection, use and distribution of the information
Any personal information provided or collected by advancefactor.com is completely voluntary. advancefactor.com will collect and use that personal information to better respond to your request for various offerings related to your request. We could also use this information to customize the advertising and content you see, fulfill your requests at our best, improve our services and conduct research.
Where appropriate, including pages on which we collect email addresses or our third party agents collect them, small files called "cookies" may be placed on your computer. In order to use this site, you need to have cookies enabled on your browser. They are used to make it easier for you to navigate our site and to track and target the interests of our users to enhance the experience on our site. Many Internet services (like Google) deliver cookies to people who visit their Web sites in order to make their services more convenient and personalized. These cookies may be blocked or removed by you at any time.
We collect personal information, including email addresses, for many relevant purposes such as:
• Contacting you with in regard to your request as well as our newsletters
• Improving our offers and services
• Identifying you as a user
• Sharing your email address and information with relevant third parties who can offer you similar offers and services
We may disclose User Data collected from current or past users in the following instances: (a) in the event that we believe such user is committing unlawful acts; (b) if we are sold or acquired or where we deem it necessary or appropriate; and (c) when requested by governmental or quasi-governmental authorities conducting an investigation, hearing or the like and/or if the information is subpoenaed.
advancefactor.com makes reasonable efforts to ensure that users understand how their personal information will be used. advancefactor.com obtains the consent of individuals as required for the collection, use or disclosure of personal information, except in those limited cases where applicable by law.
In addition, users are able to access certain advertiser's sites through our site and emails. If you opt to receive information or sign up for an offer from an advertiser, you may be doing so through third party sites and with other companies over which we have no control. You should read those sites' privacy policies to make sure you agree to them before using such sites. If you wish to opt out of those advertisers' mailings, you must do so directly with such advertisers or as otherwise provided on or through their sites. Therefore, advancefactor.com is in no way or circumstance liable for the actions undertaken by those sites and any consequences that may occur as a result of sign up with them.
Like most standard Web site servers we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), date/time stamp, and number of clicks to administer the site, track users movement in the aggregate, and gather broad demographic information for aggregate use.
Communications from the Site
We communicate with users on a regular basis to provide them with the occasion to take advantage of our various offers and saving opportunities, requested services, and in regards to issues relating to their account.
When you subscribe, we will send you e-mails featuring special and exclusive offers, promotions and other users-only benefits. If you no longer wish to receive these communications, please let us know by using our unsubscribe link located at the bottom of all emails, or use the unsubscribe option on our site. Our email database is updated continually. However, you may continue to receive email communications from us up to seven business days from the time we receive your unsubscribe request.
Correcting/Updating Personal Information
If a user's personally identifiable information changes (such as zip code, phone, email or postal address), you may provide us with the new information through mail or electronic mail.
In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that there has been an information security breach. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, to determine the scope of network damage, and to engage in remedial measures.
Third Party Links
Your Acceptance of These Terms
1 Orient Way, Suite F-232
Rutherford, NJ 07070
United States | USA
Contacting Us About Privacy Questions or Concerns
firstname.lastname@example.org. Thank you.
Last updated: May 2013